Best Places to Stay Long-Term in the Philippines: Beaches, Islands & Hidden Gems
- Aliki
- 4 days ago
- 3 min read
If you’re dreaming of escaping the routine for a few months in a tropical paradise, the Philippines offers an irresistible invitation. With more than 7,000 islands, this Southeast Asian gem is a haven for travelers seeking a mix of affordability, culture, and natural beauty.
Beyond its postcard-perfect beaches, this archipelago rewards those who stay longer. From thriving city hubs to tranquil seaside towns, you’ll find communities that welcome foreigners with open arms and a smile. As you plan your extended adventure, understanding the cost of living in the Philippines helps you budget wisely while enjoying the country’s beauty.
Let’s explore some of the best places in the Philippines for long-term stays — along with what to expect in terms of lifestyle and things to do.
Cebu City – The Urban Island Balance
Cebu City, often called the “Queen City of the South,” perfectly balances modern living with island charm. It’s ideal for travelers who want urban convenience without losing access to nature.
Why stay long-term in Cebu:
Reliable internet and coworking spaces for digital nomads
Excellent hospitals and shopping centers
Weekend getaways to nearby beaches like Moalboal and Bantayan Island
Things to Do: Take day trips to waterfalls, enjoy scuba diving, or explore the city’s historical landmarks like Magellan’s Cross and Fort San Pedro.
Siargao – Paradise for Surf Lovers and Slow Travelers
Known as the “Surfing Capital of the Philippines,” Siargao has evolved into a laid-back community of creatives, surfers, and remote workers. Its tranquil vibe makes it a top choice for those seeking long-term serenity.
Why stay long-term in Siargao:
Affordable accommodations and island-style living
Thriving expat and nomad community
Local cafes offering fiber internet for remote work
Things to Do: Surf the world-famous Cloud 9 waves, island-hop to nearby islets, and explore natural wonders like Sugba Lagoon and Magpupungko Rock Pools.
Baguio City – The Cool Mountain Escape
For travelers who prefer cool weather over the tropical heat, Baguio offers a refreshing change of pace. Nestled in the mountains of northern Luzon, it’s known as the “Summer Capital of the Philippines.”
Why stay long-term in Baguio:
Pleasant year-round climate
Creative and student-friendly environment
Access to art cafés, markets, and hiking trails
Things to Do: Visit Burnham Park, explore the art scene at BenCab Museum, or sip locally brewed coffee while overlooking pine-covered hills.
Davao City – Safe, Clean, and Progressive
Davao consistently ranks as one of the safest and most livable cities in the Philippines. It’s ideal for families, retirees, and long-stay travelers seeking structure and security.
Why stay long-term in Davao:
Excellent infrastructure and healthcare
Affordable high-quality living
Gateway to Mount Apo and Samal Island
Things to Do: Enjoy local markets, explore nature parks, and relax on Samal’s white-sand beaches just a short ferry ride away.
Dumaguete – The University Town with a Soul
Dumaguete, known as the “City of Gentle People,” has long attracted expats and digital nomads. It’s a charming coastal city with a thriving café scene, low cost of living, and easy access to nearby dive spots.
Why stay long-term in Dumaguete:
Friendly expat community
Affordable seaside apartments and guesthouses
Proximity to Apo Island for world-class snorkeling
Things to Do: Stroll along Rizal Boulevard, attend local music nights, and visit the waterfalls and hot springs around Negros Oriental.
Cost of Living in the Philippines
The cost of living in the Philippines is one of its strongest attractions for long-term travelers. You can live comfortably without spending a fortune. Here’s a general breakdown:
Accommodation (Monthly):
Budget apartments: $200–$400
Mid-range condos: $400–$700
Luxury apartments: $700–$1,500
Food:
Local meals: $2–$4
Restaurant dinner: $5–$10
Weekly groceries: $30–$50
Transportation:
Jeepney rides: $0.20–$0.50
Taxi trips: $3–$5
Monthly transport pass: $20–$30
Even with modern conveniences, the Philippines remains remarkably affordable, especially compared to Western destinations. This affordability makes it ideal for digital nomads, freelancers, and travelers who want to stretch their savings without sacrificing quality of life.
Visa and Long-Stay Options
The Philippines offers several visa pathways for long-stay travelers:
Tourist Visa Extensions – Stay up to 6 months
Special Resident Retiree’s Visa (SRRV) – For retirees aged 35+
Work or Student Visas – For employment or education
Always ensure your passport is valid for at least 6 months and consult the nearest Philippine embassy for the latest visa updates.
Embracing the Local Lifestyle
Living in the Philippines means embracing a slower, friendlier way of life. Locals are welcoming, English is widely spoken, and cultural events fill the calendar year-round. From colorful fiestas to beach clean-ups and local markets, community participation enriches the long-stay experience.
Adjusting to “Filipino time” — the country’s relaxed approach to schedules — helps you blend in and enjoy life’s pace. Engage with locals, try learning a few Tagalog phrases, and explore beyond tourist spots to experience authentic Filipino warmth.
